curl -X POST https://api.zbdpay.com/api/v1/widget/users/fund \
  -H "apikey: YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "user_id": "4ac4fd8a-cc2c-4d03-af09-a76f4e89d652",
    "amount": 1000,
    "currency": "USDZ",
    "idempotency_key": "90f9371e-c48a-4bc9-9075-ef7a4c6816ec"
  }'

{
  "success": true,
  "message": "Point transfer completed successfully.",
  "data": {
    "transfer_id": "f4ba94c1-1234-5678-abcd-ef0123456789",
    "status": "COMPLETED"
  },
  "error": null
}